Monday, March 28, 2011

MatchAffinity Cashback

Earn an easy peasy £3 with MatchAffinity Cashback.


New Sign Up & Completion of Personality Test earns £3.

To qualify for Free Personality Test cashback you must register and complete the full personality questionnaire. Offer applies to new customers only, residing in the UK.

Sunday, March 27, 2011

TopCashBack

From Electricals to Car Insurance and Mobile Phones to Travel Holidays and Clothing we offer a wide range of over 2,650 merchants who offer cashback on their online purchases including retailers such as Tesco, Play.com, Marks & Spencer and Ebay. At Top Cashback you will find the best rewards and money back offers. In addition, Top Cashback features Free Cashback rewards that do not require a purchase to be made – money for nothing! Simply register with us, select your retailer and shop as you would normally then claim your cashback.

Wednesday, March 16, 2011

Weight Watchers Cashback Exclusive

Here's a great deal from TopCashBack if you are looking to loose weight - Weight Watchers Cashback Exclusive.

Earn £30 cashback for a new subscription, PLUS save £32.95 with the TopCashBack members code!

That's effectively 3 months FREE!

Tuesday, March 15, 2011

Orange Cashback Exclusive

How about this for a great offer exclusive to Topcashback, but hurry it ends soon, Orange Cashback Exclusive.

Earn a record £150 cashback for an iPhone contract with Orange. Plans start from just £30.84 before cashback!

Orange cashback can be earned from Orange by clicking through the link on the TopcashBack website (exclusive offer for Topcashback members only) and purchasing online as you normally would. Orange cashback is available on the latest phones as well as Orange exclusive online pay monthly plans.

If you are not yet a member of TopCashBack, then sign up now it's FREE to join.

Benefits of TopCashback | Top Cash Back Shopping

A summary of the benefits of TopCashBack

* Massive cashback savings from nearly 3,000 online merchants
* Our members save themselves nearly £2 million every month
* It's completely free - why pay to use a cashback site?
* No fees - No Catches! (We make our money from advertisements).
* Everything you want from Car and Home Insurance to the Weekly Grocery shop to Ebay purchases and Amazon deals.

Wednesday, February 16, 2011

Invest in land in Canada

Hi Mr. Tan,
I was approached by a marketing manager who gives me an interesting investment proposal. Can I asked your opinion. Will it be a good investment to put some money on land in Canada near Vancouver?

REPLY
Go to Ask Mr. Tan or www.tankinlian.com/ask.aspx and search for "Land Banking". You will see a FAQ written by me previously.

Make your personal financial plan

Make your personal financial plan here. You will get a PDF report showing how much your savings will accumulated at the time of your retirement (you can specify the age or leave it at the default age of 65) at various investment yields. This is converted into a monthly sum, assumed to be withdrawn over 20 years - which is the typical life expectancy after age 25.  It also shows the monthly sum adjusted for inflation - to give you an idea of the real value of the retirement income, so that you can see if it is adequate. You can make changes to the savings and see the impact.

This financial plan shows the importance of the following:

  • To earn  a yield of at least 4% per annum, or 2% above the rate of inflation
  • To have adequate savings to supplement the CPF (say 15% to 20% of your income)
If you need advice on how to understand the financial planning, you can refer to an expert who can provide guidance for $50 only. This can save you from wasting a few thousand dollars in a bad life insurance policy. It is important for young people.

Here are some examples of the financial plans for people at various ages:

Age 25
Age 35
Age 60

However, you should prepare a plan that suits your personal circumstances.
You can buy my book, "Get value from your Life Insurance" to know the insurance policies to avoid and a better way to manage your financial planning. It is available at a discount on the soft launch on 19 February.

Tan Kin Lian