Thursday, December 30, 2010

Happy New Year, all the best for 2011

Refund of bus fares

hi
I don't understand why must every ezlink card holder goes to MRT station to check if they are entitled to any bus fare refund. Since ezlink office knows which card is entitled to refund, cant they just automatically credit the refund into these affected ezlink cardholders? A simple computer programme can do this job.

Ezlink already over-charge... why make any mistake by troubling every Singaporean ? A waste of productivity! It is not right to donate un-claim $$ to charity. We should demand better service from our service providers. If they make mistake they should refund and compensate us.

JS

Social Life 1.0

A game for singles. Let your avatar do the scouting for you. You create an avatar with characteristics that reflect your personality and indicate the personal qualities of the person that you look for as a life time partner. Your avatar will meet other avatars through activities held over 52 virtual weeks and go out on dates with other avatars that meet your criteria. At the end of the game in 7 actual days, you have the option to know the real persons behind the avatars that have dated your avatar a few times.

Wednesday, December 29, 2010

Financial Plan - help to promote this tool

Please inform your friends and other contacts, by email or facebook, that they can get a financial plan using the following website:


The financial plan is free and is important for consumers to have a feel of their financial future. It will help them to make the right way to save and invest their savings, and avoid getting a poor yield.

If you are an active user of Facebook or other social media, you can these channels and viral marketing to tell your friends and ask them to tell their friends.
Tan Kin Lian

A consumer view about Fidrec

Mr. Tan
Just like the first comment on your blog, both FIDREC and the adjudicator are on the FI's side, be it the Bank or the Brokerage.

FIDREC's expenses in staff and office are financed by annual contributions from the FIs, so this body knows exactly who is their boss,honestly the adjudication stage is just a show, the process and outcome is just the same.


We could only show sympathy for the victims in private, no use bringing up to MAS, all of them work in collaboration for show only.


We put too much trust in this Govt, who let us down in times of need. One investor said that the adjudicator finally said during hearing, that investor should put the entire blame on MAS who allowed the derivatives to be sold to retail investors, not fault the FI who sold them, the FI is only the go between agent.


With such feedback, would it be much help to bring up to MAS attention about the adjudication's process. The buck is being pushed around in a merry go round. Just swallow the humiliation, and move on.

Consumer

Spa victims writes to political parties

Dear Sir,
Thank you for your civic mindedness once again.
I would like ask an open question.
I had written to all the opposition parties about the True Spa Subtle Senses incident, but no one has taken up this issue to be discussed in the coming election. Neither have they responded to me.
Ministry of Trade and Industry recently introduced changes to the consumer protection law, albeit very late. At least they are responding but it is still too little too late. And they are also not addressing the petition that some 400 true spa victims have submitted to MTI.
I being to wonder if when the Opposition comes to power one day, will they also act like the PAP.
Thank you,
Spa Victim


My reply
It is not fair to expect the "opposition" politicians to do anything when they are not in power, and  not even in Parliament. It is the duty of the elected leaders and MPs to address these issues. 

Oil price and US recovery

Hi Mr.Tan,
With the already highest COE price for cars in Singapore and in the World, the next scenario of higher oil prices with surely put a dent on all the prospects of sustained recovery etc. as I can't imagine the impact of higher petrol price here?
$5 Gas In 2012, Ex Shell President Predicts
http://money.cnn.com/2010/12/27/markets/oil_commodities/