Read this article:
http://news.bbc.co.uk/2/hi/business/8589042.stm
The UK Financial Service Authority found so much abuse with the sale of life insurance policies by commission based agents that they gave up trying to enforce ethics on them.
Sunday, December 19, 2010
Risk of becoming an insurance agent [2]
I saw a friend, who is an engineer, studying to be an insurance agent. He said that this is where he can make more money. I asked him to read this message from the wife of an ex-insurance agent:
http://tankinlian.com/admin/file.aspx?id=297
http://tankinlian.com/admin/file.aspx?id=297
Low cost term insurance
Dear Mr. Tan
My husband is a Malaysian PR. He is not eligible to buy group insurance from SAF. What other option for him to buy low cost term insurance?
REPLY
Here is another option to get low cost term insurance:
http://tankinlian.com/admin/
Although the premium is higher than the SAF group policy, it is still much lower than other types of life insurance policies.
My husband is a Malaysian PR. He is not eligible to buy group insurance from SAF. What other option for him to buy low cost term insurance?
REPLY
Here is another option to get low cost term insurance:
http://tankinlian.com/admin/
Although the premium is higher than the SAF group policy, it is still much lower than other types of life insurance policies.
Considering cost and coverage
Dear Mr.Tan:
I am considering to buy health insurance policy in singapore. I have done some research, I found that there are total 5 insurance company which have the medishield upgrade plan. Those are covering hospitalisation. out of 4 of the insurance company provide 100% cover for medical expense. and only NTUC-INCOME cover 90% of hospital bill.
How do you think the 100% cover and 90% cover? When we choose health insurance what should we need to take note?
REPLY
You should consider the premium that you have to pay as well. The difference between 100% cover age and 90% coverage is small. The difference in premium should not exceed 10%. Read my views about Shield coverage in www.tankinlian.com/ask.aspx (search for "Shield" or "Medishield.)
REPLY
You should consider the premium that you have to pay as well. The difference between 100% cover age and 90% coverage is small. The difference in premium should not exceed 10%. Read my views about Shield coverage in www.tankinlian.com/ask.aspx (search for "Shield" or "Medishield.)
Bumped into TKL website
Hi Mr Tan,
Bumped into your website resently. Found that you have put up a lot of useful educational materials which I believe will benefit a lot of people like me, who are not very financially literate and who would like to take better control over their personal financial matters and don't quite know how to do it. Thanks for the effort and keep it up!
REPLY
You can buy my book on financial planning (www.tankinlian.com/ishop)
or attend the educational talks organiserd by FISCA (www.fisca.sg/events)
or visit my blog (www.tankinlian.blogspot.com)
or website (www.tankinlian.com).
Bumped into your website resently. Found that you have put up a lot of useful educational materials which I believe will benefit a lot of people like me, who are not very financially literate and who would like to take better control over their personal financial matters and don't quite know how to do it. Thanks for the effort and keep it up!
REPLY
You can buy my book on financial planning (www.tankinlian.com/ishop)
or attend the educational talks organiserd by FISCA (www.fisca.sg/events)
or visit my blog (www.tankinlian.blogspot.com)
or website (www.tankinlian.com).
FISCA Talk on Insurance - follow up questions
Dear Mr.Tan
Thank you for your talk and very useful advice for us on buying insurance.
1. Seminar Talk - Exercise 3. Earn interest 4% per annum, How much is the total contribution plus interest over 35 years? (Factor to be used is 73.65) Question: a) How to get 73.65 ? b) How to get 1,272,672?
Reply
Read this FAQ:
http://tankinlian.com/admin/file.aspx?id=307
3. Mr.Tan, you have the best price for those PA and Term plan with less than $500.
Could you give me some insurance company ? I will find out and compare the price to less than $1,000. with insured 1million. From my record, I have asked some insurance companies and agents, they quoted me the price were more than $2,000. with insured 1 million.
Reply:
Read this FAQ:
http://tankinlian.com/admin/file.aspx?id=116
http://tankinlian.com/Admin/File.aspx?id=62
Thank you for your talk and very useful advice for us on buying insurance.
1. Seminar Talk - Exercise 3. Earn interest 4% per annum, How much is the total contribution plus interest over 35 years? (Factor to be used is 73.65) Question: a) How to get 73.65 ? b) How to get 1,272,672?
Reply
Read this FAQ:
http://tankinlian.com/admin/file.aspx?id=307
3. Mr.Tan, you have the best price for those PA and Term plan with less than $500.
Could you give me some insurance company ? I will find out and compare the price to less than $1,000. with insured 1million. From my record, I have asked some insurance companies and agents, they quoted me the price were more than $2,000. with insured 1 million.
Reply:
Read this FAQ:
http://tankinlian.com/admin/file.aspx?id=116
http://tankinlian.com/Admin/File.aspx?id=62
Saturday, December 18, 2010
Selection of International Songs
Songs reflect the best of any language or culture. For a song to be popular, it has to be written by the best writers and musicians of that culture. I have selected a few of my favorite songs around the world. Here are the lyrics of the song in the original language and the translation into English. I find that it is enjoyable to learn a language and the culture of a people through its popular songs.
www.tankinlianj.com/latest.aspx
http://tankinlian.com/admin/file.aspx?id=324
www.tankinlianj.com/latest.aspx
http://tankinlian.com/admin/file.aspx?id=324
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