Date: 7 Feb 2009, Saturday
Time: 2-5 pm
Place: Copthorne Orchid Hotel, Dunearn Road, Radius Room
I hope that the regular visitors of my blog will attend this forum.
More details here:
Sunday, February 1, 2009
Forum, Sat 7 Feb 2009
I have agreed to speak at the following forum on the topic "Challenges that alternative/opposition parties have to face".
Date: 7 Feb 2009, Saturday
Time: 2-5 pm
Place: Copthorne Orchid Hotel, Dunearn Road, Radius Room
I hope that the regular visitors of my blog will attend this forum.
Date: 7 Feb 2009, Saturday
Time: 2-5 pm
Place: Copthorne Orchid Hotel, Dunearn Road, Radius Room
I hope that the regular visitors of my blog will attend this forum.
Distribution cost of life insurance policy
Dear Mr. Tan,
I read your survey about "life insurance policy". I bought a policy a few months ago, and the agent did not tell me about the distribution cost. I am now aware about it, after reading the survey results. I feel cheated that such a high cost (representing nearly two years of my savings) was not brough to my attention, although it is printed in the many pages of the benefit illustration. Can I seek a recourse now?
REPLY
It is the duty of the insurance agent to disclose to you about the distribution cost of the life insurance policy that you have bought.
If it is not brought to your attention, I suggest that you should make a complaint to the insurance company and request that the policy be cancelled for a full refund. If the company does not agree, you can lodge a complaint with FIDReC (www.fidrec.org.sg).
You should look at the amount of the distribution cost. If it is a few hundred dollars, it is a fair remuneration to the insurance agents, in which case, you should not make the complaint. However, if it is $1,000 or more, you can make the complaint.
Saturday, January 31, 2009
Survey - Life Insurance policy
If you have bought a life insurance policy (i.e. whole, life, endowment, investment linked, or variation) during the past two years, you can participate in this survey.
Read the survey results.
Survey: Democracy
Ho Cheow Seng wishes to help me to educate people about values and character. He has written this article about democracy.
Here are the
Give your views on budget 2009
How do you feel about the budget 2009?
Read the survey results.
The average rating from 95 respondents are:
a) The budget is good for business (rating 3.78)
b) The general election will be called in 2009 (rating 2.97)
c) The average rating for the other questions are lower than 2.66.
A rating of 3.0 is neutral. A rating below 3 indicates that more people disagree with the statement, compared to those who agree.
On the whole, the respondents are less confident about the benefit of the budget for the people, in saving jobs, in spurring economic recovery or helping the unemployed. There is also a negative level of confidence in the leaders.
The ratings are similar across age groups. The employed have a slightyly higher level of confidence, compared to business and the unemployed/retired.
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